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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Accelerated Payment Option
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$9.90
$9.90
$9.90
$9.90
$9.90
$9.90
$9.90
$9.90
$9.90
$9.90
$9.90
$9.90
$9.90
$10.20
$10.50
$10.80
$11.10
$11.40
$12.00
$12.30
$12.90
$13.50
$13.80
$14.70
$15.30
$15.90
$16.80
$17.70
$18.30
$19.20
$20.70
$22.20
$24.00
$25.50
$27.60
$29.10
$30.90
$33.00
$35.10
$37.20
$39.90
$42.90
$46.50
$51.00
$55.50
$60.00
$64.80
$72.00
$77.40
$86.10
$93.30
$101.10
$110.10
$120.60
$133.50
$147.60
$162.90
$185.10
$206.40
$231.90
$255.90
$282.90
$310.50
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$20.40
$21.00
$21.60
$22.20
$22.80
$24.00
$24.60
$25.80
$27.00
$27.60
$29.40
$30.60
$31.80
$33.60
$35.40
$36.60
$38.40
$41.40
$44.40
$48.00
$51.00
$55.20
$58.20
$61.80
$66.00
$70.20
$74.40
$79.80
$85.80
$93.00
$102.00
$111.00
$120.00
$129.60
$144.00
$154.80
$172.20
$186.60
$202.20
$220.20
$241.20
$267.00
$295.20
$325.80
$370.20
$412.80
$463.80
$511.80
$565.80
$621.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$27.00
$27.60
$28.80
$30.00
$31.20
$32.40
$33.60
$35.40
$36.60
$38.40
$40.20
$42.00
$44.40
$46.20
$48.60
$51.00
$54.00
$57.60
$61.80
$66.60
$70.80
$76.20
$79.80
$84.00
$89.40
$94.20
$99.60
$106.20
$114.00
$123.00
$133.80
$145.80
$157.20
$169.20
$187.80
$201.00
$223.20
$241.20
$260.40
$282.60
$309.00
$342.00
$377.40
$416.40
$472.80
$527.40
$591.60
$651.00
$718.20
$787.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov